/* BN Global Research — ported from the prototype stylesheet (app/globals.css),
   every rule scoped under .bnr so nothing leaks into the rest of the site.
   Regenerate: python scripts/scope_research_css.py <prototype app/globals.css>
   public/site-assets/research/bn-research.css . Site-specific tweaks and fixes
   live in resources/views/research/_bnr_assets.blade.php. */
/* Scoped reset (equivalent of the prototype's Tailwind preflight) */
.bnr, .bnr *, .bnr ::before, .bnr ::after { box-sizing: border-box; border: 0 solid; margin: 0; padding: 0; }
.bnr { line-height: 1.5; -webkit-text-size-adjust: 100%; }
.bnr h1, .bnr h2, .bnr h3, .bnr h4, .bnr h5, .bnr h6 { font-size: inherit; font-weight: inherit; }
.bnr ol, .bnr ul, .bnr menu { list-style: none; }
.bnr img, .bnr svg, .bnr video { display: block; vertical-align: middle; }
.bnr img, .bnr video { max-width: 100%; height: auto; }
.bnr button, .bnr input, .bnr select, .bnr textarea { font: inherit; letter-spacing: inherit; color: inherit; background-color: transparent; border-radius: 0; opacity: 1; }
.bnr button, .bnr [role="button"] { cursor: pointer; }
.bnr :disabled { cursor: default; }
.bnr a { color: inherit; text-decoration: inherit; }
.bnr b, .bnr strong { font-weight: bolder; }
.bnr small { font-size: 80%; }
.bnr table { text-indent: 0; border-color: inherit; border-collapse: collapse; }
.bnr [hidden] { display: none !important; }

.bnr{--ink:#14120f;--panel:#28231d;--gold:#b8913d;--cream:#f8f3e9;--paper:#fff;--muted:#777168;--line:#e5d3ae;--gold-ink:#8b692c;--soft:#f3ecdf;--selected:#eadfc9;color-scheme:light}
.bnr, .bnr *{box-sizing:border-box}
.bnr{scroll-behavior:smooth}
.bnr{margin:0;background:var(--ink);color:var(--cream);font-family:Arial,Helvetica,sans-serif}
.bnr a{text-decoration:none;color:inherit}
.bnr .topbar{height:90px;display:flex;align-items:center;justify-content:space-between;padding:0 5vw;border-bottom:1px solid #d6cdbd;background:#f7f1e6;color:#28241d}
.bnr .brand{display:flex;align-items:center;gap:12px}
.bnr .brand-mark{border:1px solid var(--gold);color:var(--gold);width:43px;height:43px;display:grid;place-items:center;font-family:Georgia,serif;font-size:17px}
.bnr .brand strong, .bnr .brand small{display:block;letter-spacing:.2em}
.bnr .brand strong{font-family:Georgia,serif;font-size:15px}
.bnr .brand small{color:var(--gold);font-size:8px;margin-top:5px}
.bnr .official-brand{display:block;line-height:0}
.bnr .official-brand img{display:block;width:clamp(220px,19vw,300px);height:52px;object-fit:contain;object-position:left center}
.bnr .footer-brand img{width:245px;height:58px}
.bnr nav{display:flex;gap:34px;color:#4a4034;font-size:10px;letter-spacing:.13em;text-transform:uppercase}
.bnr nav a:hover{color:#8b6a2d}
.bnr .nav-cta{font-size:10px;letter-spacing:.16em;color:#f7f1e6;background:#28241d;border:1px solid #28241d;padding:14px 17px}
.bnr .nav-cta span, .bnr .button span, .bnr .text-link span{margin-left:12px}
.bnr nav .active-link{color:#8b6a2d}
.bnr .hero{min-height:680px;padding:105px 7vw 90px;display:grid;grid-template-columns:1.15fr .85fr;gap:8vw;align-items:center;position:relative;overflow:hidden;background:radial-gradient(circle at 22% 38%,rgba(198,161,91,.15),transparent 34%),linear-gradient(135deg,#171511,#382e22)}
.bnr .hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.018) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.018) 1px,transparent 1px);background-size:64px 64px;mask-image:linear-gradient(90deg,#171511,transparent 72%)}
.bnr .hero-copy, .bnr .hero-panel{position:relative}
.bnr .kicker{font-size:10px;letter-spacing:.28em;color:var(--gold);margin:0 0 22px}
.bnr .hero h1, .bnr .section h2, .bnr .insights h2, .bnr .transaction h2{font-family:Georgia,serif;font-weight:400;letter-spacing:-.04em;margin:0}
.bnr .hero h1{font-size:clamp(64px,7.4vw,106px);line-height:.88}
.bnr .hero h1 em, .bnr .insights h2 em, .bnr .transaction h2 em{color:var(--gold);font-weight:400}
.bnr .hero-text{font-family:Georgia,serif;color:#e5dacc;font-size:19px;line-height:1.65;max-width:560px;margin:35px 0}
.bnr .hero-actions{display:flex;align-items:center;gap:30px;flex-wrap:wrap}
.bnr .button{display:inline-flex;justify-content:space-between;align-items:center;min-width:220px;padding:18px 22px;font-size:10px;letter-spacing:.17em;font-weight:bold}
.bnr .gold{background:var(--gold);color:#171511}
.bnr .outline{border:1px solid var(--gold);color:#7b5d22}
.bnr .text-link{font-size:11px;color:#e1d9cc;border-bottom:1px solid #8c7b64;padding-bottom:6px}
.bnr .hero-panel{border:1px solid var(--line);background:linear-gradient(145deg,rgba(47,40,31,.96),rgba(27,23,19,.98));padding:28px 28px 18px;box-shadow:0 30px 80px rgba(18,15,12,.45)}
.bnr .panel-top{display:flex;justify-content:space-between;font-size:9px;letter-spacing:.2em;color:#a9a69d;padding-bottom:22px;border-bottom:1px solid #67584b}
.bnr .live-dot{color:var(--gold)}
.bnr .live-dot:before{content:"";width:5px;height:5px;border-radius:50%;background:var(--gold);display:inline-block;margin-right:7px}
.bnr .lens-stage{display:grid;grid-template-columns:50px 1fr;gap:15px;padding:21px 6px;border-bottom:1px solid #695b4c;color:#b7a994}
.bnr .lens-stage.active{color:var(--cream)}
.bnr .lens-stage b{font-family:Georgia,serif;color:var(--gold);font-size:17px;font-weight:400}
.bnr .lens-stage small, .bnr .lens-stage strong{display:block}
.bnr .lens-stage small{font-size:8px;letter-spacing:.2em;color:var(--gold);margin-bottom:8px}
.bnr .lens-stage strong{font-family:Georgia,serif;font-size:15px;font-weight:400;line-height:1.4}
.bnr .principle-strip{padding:25px 7vw;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#28241d}
.bnr .principle-strip p{margin:0;font-family:Georgia,serif;color:#aaa79e;font-size:14px}
.bnr .principle-strip span{font-family:Arial,sans-serif;color:var(--gold);font-size:8px;letter-spacing:.2em;margin-right:28px}
.bnr .section{padding:110px 7vw;background:#efebe3;color:#151613}
.bnr .section-heading{display:flex;justify-content:space-between;align-items:end;gap:40px}
.bnr .section h2{font-size:clamp(44px,5vw,70px);line-height:.95}
.bnr .section-heading>p{max-width:510px;color:#65635d;line-height:1.7;font-family:Georgia,serif;font-size:16px}
.bnr .filters{display:flex;gap:8px;margin:55px 0 25px;overflow:auto}
.bnr .filters button, .bnr .filters a{white-space:nowrap;border:1px solid #cbc5b9;background:transparent;padding:12px 18px;font-size:8px;letter-spacing:.15em;color:#66635d}
.bnr .filters .selected{background:#28241d;color:var(--gold);border-color:#28241d}
.bnr .cards{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #bcb6aa;border-left:1px solid #bcb6aa}
.bnr .opportunity{position:relative;padding:34px;border-right:1px solid #bcb6aa;border-bottom:1px solid #bcb6aa;min-height:480px;display:flex;flex-direction:column}
.bnr .card-index{position:absolute;right:25px;top:24px;font-family:Georgia,serif;color:#b7b0a4;font-size:13px}
.bnr .eyebrow{font-size:8px;letter-spacing:.2em;color:#8a6b2d;margin:0 0 50px}
.bnr .opportunity h3{font-family:Georgia,serif;font-weight:400;font-size:31px;line-height:1.1;max-width:290px}
.bnr .description{color:#68655e;line-height:1.65;font-size:13px;max-width:330px}
.bnr .fit{margin-top:auto;border-top:1px solid #cbc5b9;padding-top:17px;display:flex;justify-content:space-between;gap:10px}
.bnr .fit small{font-size:7px;letter-spacing:.15em;color:#858178}
.bnr .fit span{font-family:Georgia,serif;font-size:13px}
.bnr .meta{display:flex;gap:6px;margin:20px 0}
.bnr .meta span{border:1px solid #c8c1b5;padding:7px 8px;font-size:8px;color:#6c6962}
.bnr .opportunity>a{color:#826427;font-size:8px;letter-spacing:.2em;font-weight:bold;border-top:1px solid #c9c2b6;padding-top:20px;display:flex;justify-content:space-between}
.bnr .disclaimer{font-size:9px;color:#77736b;line-height:1.5;margin-top:18px}
.bnr .insights{padding:110px 7vw;display:grid;grid-template-columns:.7fr 1.3fr;gap:8vw;background:#211d18}
.bnr .insights-title h2{font-size:clamp(46px,5vw,72px);line-height:.98}
.bnr .insights-title>a{display:inline-block;margin-top:45px;color:var(--gold);font-size:9px;letter-spacing:.18em;border-bottom:1px solid var(--gold);padding-bottom:7px}
.bnr .insight-list{border-top:1px solid #35352f}
.bnr .insight-list article{display:grid;grid-template-columns:45px 1fr 30px;gap:20px;padding:30px 0;border-bottom:1px solid #35352f}
.bnr .num{font-family:Georgia,serif;color:#716e66}
.bnr .insight-list p{font-size:8px;letter-spacing:.18em;color:var(--gold);margin:0 0 12px}
.bnr .insight-list h3{font-family:Georgia,serif;font-weight:400;font-size:23px;line-height:1.25;margin:0 0 10px}
.bnr .insight-list small{font-size:9px;color:#73716a}
.bnr .arrow{color:var(--gold)}
.bnr .transaction{display:grid;grid-template-columns:1.05fr .95fr}
.bnr .secure-card, .bnr .new-client{padding:100px 7vw}
.bnr .secure-card{background:#29231c;position:relative;overflow:hidden}
.bnr .secure-card:after{content:"BN";position:absolute;right:-45px;bottom:-90px;font-family:Georgia,serif;color:rgba(201,167,97,.035);font-size:340px}
.bnr .lock{color:var(--gold);font-size:20px;margin-bottom:35px}
.bnr .transaction h2{font-size:clamp(44px,4.6vw,68px);line-height:.98;position:relative;z-index:1}
.bnr .secure-card>p:not(.kicker), .bnr .new-client>p:not(.kicker){color:#9a978e;line-height:1.7;font-family:Georgia,serif;max-width:510px}
.bnr .transaction-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #33342e;border-left:1px solid #33342e;margin:35px 0}
.bnr .transaction-grid span{padding:15px;border-right:1px solid #33342e;border-bottom:1px solid #33342e;color:#bbb7ad;font-size:10px}
.bnr .secure-card>.button{position:relative;z-index:2}
.bnr .secure-card>small{display:block;color:#66655f;font-size:8px;margin-top:15px}
.bnr .new-client{background:#e8e2d8;color:#28241d}
.bnr .new-client>p:not(.kicker){color:#66635c}
.bnr .new-client ol{list-style:none;padding:0;margin:35px 0}
.bnr .new-client li{display:flex;gap:24px;padding:17px 0;border-bottom:1px solid #c5beb2;font-family:Georgia,serif}
.bnr .new-client li b{color:#977738;font-weight:400;font-size:13px}
.bnr .new-client .outline{margin-top:12px}
.bnr footer{padding:45px 5vw;display:flex;align-items:center;justify-content:space-between;gap:35px;border-top:1px solid #67584b;color:#d3c6b5}
.bnr footer>p{font-family:Georgia,serif;text-align:center;font-size:13px;line-height:1.6}
.bnr footer>p span{font-family:Arial,sans-serif;font-size:8px;letter-spacing:.14em}
.bnr footer>div:last-child{text-align:right;font-size:7px;letter-spacing:.14em;color:#9a978e}
@media(max-width:900px){.bnr .topbar nav{display:none}
.bnr .hero{grid-template-columns:1fr;padding-top:70px}
.bnr .hero-panel{max-width:650px}
.bnr .section-heading{display:block}
.bnr .section-heading>p{margin-top:25px}
.bnr .cards{grid-template-columns:1fr}
.bnr .opportunity{min-height:400px}
.bnr .insights, .bnr .transaction{grid-template-columns:1fr}
.bnr footer{flex-direction:column;text-align:center}
.bnr footer>div:last-child{text-align:center}}
@media(max-width:560px){.bnr .topbar{padding:0 20px}
.bnr .brand strong{font-size:12px}
.bnr .nav-cta{font-size:8px}
.bnr .hero, .bnr .section, .bnr .insights, .bnr .secure-card, .bnr .new-client{padding-left:24px;padding-right:24px}
.bnr .hero h1{font-size:60px}
.bnr .hero-panel{padding:20px 16px}
.bnr .hero-actions{align-items:flex-start;flex-direction:column}
.bnr .section{padding-top:75px;padding-bottom:75px}
.bnr .section h2, .bnr .insights h2, .bnr .transaction h2{font-size:44px}
.bnr .opportunity{padding:27px}
.bnr .insight-list article{grid-template-columns:35px 1fr 20px}
.bnr .transaction-grid{grid-template-columns:1fr}
.bnr .principle-strip span{display:block;margin:0 0 10px}
.bnr .footer-brand{display:none}}
.bnr .topbar{height:72px}
.bnr .brand-mark{width:36px;height:36px;font-size:15px}
.bnr .brand strong{font-size:13px}
.bnr .brand small{font-size:7px;margin-top:3px}
.bnr .hero{min-height:520px;padding-top:64px;padding-bottom:58px}
.bnr .hero h1{font-size:clamp(52px,5.8vw,80px);line-height:.91}
.bnr .hero-text{font-size:16px;line-height:1.55;margin:25px 0}
.bnr .kicker{font-size:9px;margin-bottom:16px}
.bnr .hero-panel{padding:20px 22px 12px}
.bnr .panel-top{padding-bottom:15px}
.bnr .lens-stage{padding:14px 5px}
.bnr .lens-stage strong{font-size:13px}
.bnr .lens-stage b{font-size:15px}
.bnr .button{padding:15px 18px}
.bnr .principle-strip{padding-top:17px;padding-bottom:17px}
.bnr .section{padding-top:72px;padding-bottom:68px}
.bnr .section h2, .bnr .insights h2, .bnr .transaction h2{font-size:clamp(38px,4vw,56px)}
.bnr .section-heading>p{font-size:14px;line-height:1.55}
.bnr .filters{margin-top:35px;margin-bottom:20px}
.bnr .opportunity{min-height:390px;padding:27px}
.bnr .eyebrow{margin-bottom:32px}
.bnr .opportunity h3{font-size:25px}
.bnr .description{font-size:12px;line-height:1.55}
.bnr .meta{margin:15px 0}
.bnr .insights{padding-top:72px;padding-bottom:72px}
.bnr .insight-list article{padding:22px 0}
.bnr .insight-list h3{font-size:19px}
.bnr .insights-title>a{margin-top:30px}
.bnr .invest-online{display:grid;grid-template-columns:.9fr 1.1fr;background:#f1eadf;color:#171511}
.bnr .invest-intro, .bnr .invest-ready{padding:58px 7vw}
.bnr .invest-intro{border-right:1px solid #d2c4af}
.bnr .invest-online h2{font-family:Georgia,serif;font-weight:400;letter-spacing:-.04em;font-size:clamp(38px,4vw,56px);line-height:.98;margin:0}
.bnr .invest-online h2 em{color:#a67f35;font-weight:400}
.bnr .invest-intro>p:not(.kicker){font-family:Georgia,serif;color:#65635d;font-size:14px;line-height:1.6;max-width:530px;margin:24px 0 0}
.bnr .invest-ready .eyebrow{margin-bottom:18px}
.bnr .nri-checks{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #cbbda9;border-left:1px solid #cbbda9}
.bnr .nri-checks span{padding:15px;border-right:1px solid #cbbda9;border-bottom:1px solid #cbbda9;font-family:Georgia,serif;font-size:13px}
.bnr .nri-checks span:before{content:"✓";color:#a67f35;margin-right:10px}
.bnr .aadhaar-note{font-size:11px;line-height:1.55;color:#6b685f;margin:18px 0}
.bnr .nri-utilities{display:grid;grid-template-columns:1.05fr 1fr 1fr;border-top:1px solid #cbbda9;border-left:1px solid #cbbda9;margin:18px 0 10px}
.bnr .nri-utilities>div, .bnr .nri-utilities>a{min-height:82px;padding:15px;border-right:1px solid #cbbda9;border-bottom:1px solid #cbbda9}
.bnr .nri-utilities .eyebrow{margin:0 0 8px}
.bnr .nri-utilities small{font-size:11px;line-height:1.4;color:#746f66}
.bnr .nri-utilities a{display:flex;flex-direction:column;justify-content:center;background:#f7f1e6}
.bnr .nri-utilities a:hover{background:#e8dece}
.bnr .nri-utilities strong{font:400 15px Georgia,serif}
.bnr .nri-utilities a span{font-size:10px;color:#8c6b2d;margin-top:7px}
.bnr .external-note{font-size:10px;line-height:1.45;color:#746f66;margin:0 0 18px}
.bnr .invest-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.bnr .invest-actions .text-link{color:#28241d;border-bottom-color:#9c8b6c}
.bnr .invest-ready>small{display:block;color:#7c766b;font-size:8px;margin-top:14px}
.bnr .secure-card, .bnr .new-client{padding-top:68px;padding-bottom:68px}
.bnr .secure-card>p:not(.kicker), .bnr .new-client>p:not(.kicker){line-height:1.55}
.bnr .transaction-grid{margin:25px 0}
.bnr .new-client ol{margin:25px 0}
.bnr .new-client li{padding:13px 0}
.bnr footer{padding-top:30px;padding-bottom:30px}
@media(max-width:560px){.bnr .topbar{height:64px}
.bnr .hero{min-height:auto;padding-top:48px;padding-bottom:45px}
.bnr .hero h1{font-size:48px}
.bnr .hero-text{font-size:15px}
.bnr .section, .bnr .insights, .bnr .secure-card, .bnr .new-client{padding-top:52px;padding-bottom:52px}
.bnr .section h2, .bnr .insights h2, .bnr .transaction h2{font-size:38px}
.bnr .opportunity{min-height:350px}
.bnr .official-brand img{width:185px;height:44px}}
.bnr .home-explorer{padding:64px 7vw 58px;background:#efe9df;color:#171511;scroll-margin-top:20px}
.bnr .explorer-title{display:grid;grid-template-columns:.9fr 1.1fr;gap:7vw;align-items:end;margin-bottom:32px}
.bnr .explorer-title h2{font:400 clamp(38px,4vw,58px)/.98 Georgia,serif;letter-spacing:-.04em;margin:0}
.bnr .explorer-title h2 em{color:#a67f35;font-weight:400}
.bnr .explorer-copy>p{font:400 16px/1.6 Georgia,serif;color:#65635d;max-width:620px}
.bnr .quick-tools{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.bnr .quick-tools a, .bnr .quick-tools button{border:1px solid #c9bea9;padding:10px 13px;font:400 11px Arial,sans-serif;letter-spacing:.1em;background:#f7f1e6;color:#171511;cursor:pointer}
.bnr .quick-tools button.active{background:#a67f35;color:#fff;border-color:#a67f35}
.bnr .quick-tools a:last-child{background:#28241d;color:#f7f1e6;border-color:#28241d}
.bnr .category-gateway{border:1px solid #c8bcaa;background:#f7f1e6;padding:14px 16px}
.bnr .category-gateway-head{display:flex;justify-content:space-between;gap:20px;align-items:end;padding:0 0 10px}
.bnr .category-gateway-head p{margin:3px 0 0;color:#70695f;font-size:12px}
.bnr .category-gateway-head button{border:0;background:transparent;color:#171511;font-size:9px;letter-spacing:.12em;cursor:pointer}
.bnr .category-options{display:grid;grid-template-columns:repeat(4,1fr);gap:7px}
.bnr .category-options button{min-height:62px;padding:9px 11px;text-align:left;border:1px solid #c8bcaa;border-radius:3px;background:#fbf7f0;color:#171511;cursor:pointer}
.bnr .category-options button:hover, .bnr .category-options button.active{background:#2b251e;color:#f7f1e6;border-color:#2b251e}
.bnr .category-options small, .bnr .category-options b{display:block}
.bnr .category-options small{color:#a17e39;font-size:7px;letter-spacing:.12em}
.bnr .category-options strong{display:block;margin:5px 0 2px;font:400 14px/1.15 Georgia,serif}
.bnr .category-options span{display:none}
.bnr .category-options b{margin-top:5px;color:#a17e39;font-size:7px;letter-spacing:.08em}
.bnr .fund-prompt{padding:20px;text-align:center;border:1px solid #c8bcaa;border-top:0;background:#efe6d8}
.bnr .fund-prompt span{color:#9a7737;font-size:9px;letter-spacing:.14em}
.bnr .fund-prompt p{margin:6px 0 0;color:#70695f;font:400 13px Georgia,serif}
.bnr .subcategory-options{display:flex;gap:7px;margin-top:10px;padding-top:10px;border-top:1px solid #d8cdbd;overflow-x:auto;scrollbar-width:thin}
.bnr .subcategory-options button{flex:0 0 auto;display:flex;align-items:center;gap:10px;min-height:34px;padding:7px 10px;border:1px solid #c8bcaa;background:#fbf7f0;color:#171511;font-size:12px;cursor:pointer}
.bnr .subcategory-options button.active, .bnr .subcategory-options button:hover{background:#2b251e;color:#f7f1e6;border-color:#2b251e}
.bnr .subcategory-options b{color:#a17e39;font-size:10px}
.bnr .fund-results-bar{display:flex;justify-content:space-between;background:#dfd5c7;border:1px solid #c8bcaa;border-bottom:0;padding:11px 15px;font-size:11px;letter-spacing:.13em;color:#746c61}
.bnr .fund-scroll{max-height:640px;overflow:auto;border:1px solid #c8bcaa;background:#f7f1e6;scrollbar-color:#a98646 #e3d9ca}
.bnr .home-fund-row{display:grid;grid-template-columns:minmax(270px,1.35fr) 155px minmax(220px,1fr) 170px;align-items:center;min-height:66px;border-bottom:1px solid #d3c8b8}
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.bnr .home-fund-row>span{font-size:13px;color:#635f58}
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.bnr .no-funds{padding:30px;text-align:center;font:400 16px Georgia,serif}
.bnr .explorer-note{font-size:12px;line-height:1.5;color:#746f66;margin:15px 0 0}
@media(max-width:900px){.bnr .explorer-title, .bnr .fund-controls{grid-template-columns:1fr}
.bnr .category-options{grid-template-columns:repeat(2,1fr)}
.bnr .home-fund-row{grid-template-columns:minmax(230px,1fr) 140px 160px}
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@media(max-width:600px){.bnr .home-explorer{padding:44px 24px}
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.bnr .category-options button{min-height:92px;padding:11px}
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.bnr .fund-controls{padding:14px}
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.bnr .home-fund-row{grid-template-columns:minmax(205px,1fr) 130px}
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.bnr .row-actions a{text-align:center;padding:7px}
.bnr .fund-scroll{max-height:560px}}
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.bnr .research-dashboard .directory-controls{padding:10px 12px}
.bnr .research-dashboard .directory-controls input{height:33px}
.bnr .research-dashboard .fund-prompt{padding:15px}
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.bnr .research-dashboard .scheme-row>span:nth-child(2), .bnr .research-dashboard .scheme-head>span:nth-child(2){display:none}
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@media(max-width:1100px){.bnr .research-dashboard{grid-template-columns:1fr}
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.bnr .research-dashboard .insight-list{margin-top:0}}
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.bnr .research-dashboard .category-options button{min-height:72px}}
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.bnr .comparison-heading{padding-top:19px}
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.bnr .comparison-fund strong{padding-right:52px;font:400 16px/1.25 Georgia,serif}
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.bnr .comparison-action{padding-top:14px}
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.bnr .compare-panel>p{font-size:12px;color:#d5c9b8}
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.bnr .sector-grid article{min-height:310px}
.bnr .sector-funds{margin-top:18px;border-top:1px solid #8a7050}
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.bnr .sector-funds b{color:#c6a15b}
.bnr .fund-detail{background:#efe9df;color:#171511;min-height:100vh}
.bnr .fund-detail-hero{padding:55px 7vw;background:linear-gradient(135deg,#171511,#403429);color:#f7f1e6;display:flex;justify-content:space-between;gap:35px;align-items:end}
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.bnr .data-badge{display:flex;align-items:center;gap:8px;white-space:nowrap;padding:10px 12px;border:1px solid #73879a;color:#e5dacc;font-size:10px;letter-spacing:.1em}
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.bnr .data-badge.live span{background:#62a477}
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.bnr .live-strip div{padding:20px 22px;border-right:1px solid #c8bcaa}
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.bnr .live-strip small, .bnr .live-strip strong{display:block}
.bnr .live-strip small{color:#987632;font-size:10px;letter-spacing:.11em;margin-bottom:7px}
.bnr .live-strip strong{font:400 18px Georgia,serif}
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.bnr .fact-grid div{padding:20px;border-right:1px solid #c8bcaa;border-bottom:1px solid #c8bcaa}
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.bnr .fact-grid strong{display:block;margin-top:8px;font:400 17px Georgia,serif}
.bnr .research-status{margin-top:26px;padding:20px;background:#e4d9ca}
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@media(max-width:760px){.bnr .compare-grid, .bnr .factsheet{grid-template-columns:1fr}
.bnr .compare-panel{padding:20px 14px}
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.bnr .sector-grid{grid-template-columns:1fr}
.bnr .factsheet{padding:42px 24px}
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.bnr .fact-grid{grid-template-columns:1fr}}
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.bnr .objective{font:400 17px/1.65 Georgia,serif;color:#5f5b54;max-width:850px}
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.bnr .section-title select{padding:11px;border:1px solid #b9ab95;background:#f7f1e6;color:#171511}
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.bnr .allocation{display:grid;grid-template-columns:140px 1fr 55px;gap:10px;align-items:center;padding:7px 0;font-size:12px}
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.bnr .pending-panel p{font-size:12px;line-height:1.5;color:#756f66}
.bnr .directory-controls{display:grid;grid-template-columns:1fr 180px;gap:9px;padding:12px 16px;background:#2b251e}
.bnr .directory-controls.growth-only{grid-template-columns:1fr}
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.bnr .fund-category{scroll-margin-top:20px;margin:0 0 42px}
.bnr .category-title{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;background:#2b251e;color:var(--cream)}
.bnr .category-title span{font:400 24px Georgia,serif}
.bnr .category-title small{font-size:12px;color:#c7b27f}
.bnr .fund-table{border-left:1px solid #cbbfae}
.bnr .fund-row{display:grid;grid-template-columns:55px 1.4fr 1fr 90px;align-items:center;border-bottom:1px solid #cbbfae;border-right:1px solid #cbbfae;min-height:58px;background:#f7f1e6}
.bnr .fund-row>span, .bnr .fund-row>strong, .bnr .fund-row>a{padding:12px 16px}
.bnr .fund-row>span:first-child{color:#a67f35;font-family:Georgia,serif}
.bnr .fund-row strong{font:400 16px/1.3 Georgia,serif}
.bnr .fund-row>span:nth-child(3){color:#6b675f;font-size:13px}
.bnr .fund-row>a{font-size:11px;letter-spacing:.12em;color:#876727}
.bnr .fund-row>a b{margin-left:8px}
.bnr .fund-head{min-height:38px;background:#e4dbce;color:#756f66;font-size:11px;letter-spacing:.12em}
.bnr .fund-head strong{font:inherit}
.bnr .sector-research{background:#211d18;color:var(--cream)}
.bnr .sector-research .research-section-head>p{color:#bac6d0}
.bnr .sector-grid{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid #8a7050;border-left:1px solid #8a7050}
.bnr .sector-grid article{min-height:190px;padding:22px;border-right:1px solid #8a7050;border-bottom:1px solid #8a7050;display:flex;flex-direction:column}
.bnr .sector-grid article>span{font:400 14px Georgia,serif;color:var(--gold)}
.bnr .sector-grid h3{font:400 21px/1.15 Georgia,serif;margin:25px 0 10px}
.bnr .sector-grid p{color:#aebbc6;font-size:13px;line-height:1.5;margin:0}
.bnr .sector-grid a{margin-top:auto;color:var(--gold);font-size:10px;letter-spacing:.1em}
.bnr .methodology{padding:70px 7vw;display:grid;grid-template-columns:.8fr 1.2fr;gap:7vw;background:#29231c;color:var(--cream)}
.bnr .methodology h2{font:400 clamp(38px,4vw,58px)/1 Georgia,serif;letter-spacing:-.04em;margin:0}
.bnr .methodology h2 em{color:var(--gold);font-weight:400}
.bnr .method-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #897965;border-left:1px solid #897965}
.bnr .method-grid span{padding:17px;border-right:1px solid #897965;border-bottom:1px solid #897965;font:400 14px/1.4 Georgia,serif}
.bnr .method-grid b{display:inline-block;color:var(--gold);font:400 12px Georgia,serif;margin-right:12px}
.bnr .research-cta{padding:65px 7vw;display:grid;grid-template-columns:.8fr 1.2fr;gap:8vw;align-items:center}
.bnr .research-cta h2{font:400 clamp(38px,4vw,56px)/1 Georgia,serif;letter-spacing:-.04em;margin:0}
.bnr .research-cta>div:last-child>p{font:400 16px/1.6 Georgia,serif;color:#66635d;max-width:620px}
.bnr .research-cta .button{margin:14px 12px 0 0}
.bnr .research-cta .outline{color:#28241d}
@media(max-width:1000px){.bnr .sector-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.bnr .research-hero, .bnr .research-section-head, .bnr .methodology, .bnr .research-cta{grid-template-columns:1fr;display:grid}
.bnr .research-hero{padding:50px 24px}
.bnr .research-categories, .bnr .sector-research, .bnr .methodology, .bnr .research-cta{padding:50px 24px}
.bnr .research-note{padding:16px 24px}
.bnr .research-section-head{align-items:start}
.bnr .fund-row{grid-template-columns:38px 1fr 72px}
.bnr .fund-row>span:nth-child(3), .bnr .fund-head>span:nth-child(3){display:none}
.bnr .fund-row>span, .bnr .fund-row>strong, .bnr .fund-row>a{padding:11px 9px}
.bnr .fund-row strong{font-size:14px}
.bnr .sector-grid{grid-template-columns:1fr}
.bnr .method-grid{grid-template-columns:1fr}
.bnr .category-title{align-items:flex-start;flex-direction:column;gap:5px}
.bnr .research-hero h1{font-size:48px}}
.bnr .access-page{min-height:100vh;background:#f3ede3;color:#171511}
.bnr .access-header{height:126px;padding:0 7vw;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #d2c4af;background:#f7f1e6}
.bnr .access-header .official-brand img{width:330px;height:86px}
.bnr .access-home{font-size:11px;letter-spacing:.14em;color:#28241d}
.bnr .access-home span{color:#a67f35;margin-left:10px}
.bnr .access-intro{padding:56px 7vw 42px;display:grid;grid-template-columns:1.05fr .95fr;gap:8vw;align-items:end}
.bnr .access-intro .kicker{grid-column:1/-1;margin:0}
.bnr .access-intro h1{font:400 clamp(50px,5.5vw,78px)/.94 Georgia,serif;letter-spacing:-.045em;margin:0}
.bnr .access-intro h1 em{color:#a67f35;font-weight:400}
.bnr .access-intro>p:last-child{font:400 17px/1.65 Georgia,serif;color:#646057;max-width:560px;margin:0}
.bnr .access-options{display:grid;grid-template-columns:repeat(3,1fr);margin:0 7vw 38px;border-top:1px solid #c8bcaa;border-left:1px solid #c8bcaa}
.bnr .access-card{min-height:430px;padding:30px;position:relative;display:flex;flex-direction:column;border-right:1px solid #c8bcaa;border-bottom:1px solid #c8bcaa}
.bnr .access-card h2{font:400 29px/1.12 Georgia,serif;margin:10px 0 16px}
.bnr .access-card>p:not(.kicker){font-size:14px;line-height:1.65;color:#666158}
.bnr .access-card ul{padding:0;margin:20px 0 28px;list-style:none}
.bnr .access-card li{padding:10px 0;border-top:1px solid #d2c7b7;font-size:13px}
.bnr .access-card li:before{content:"✓";color:#a67f35;margin-right:10px}
.bnr .access-number{position:absolute;right:25px;top:25px;color:#b29a70;font:400 14px Georgia,serif}
.bnr .access-button{margin-top:auto;display:flex;justify-content:space-between;align-items:center;padding:14px 16px;font-size:10px;font-weight:bold;letter-spacing:.14em}
.bnr .access-existing{background:#28241d;color:#f7f1e6}
.bnr .access-existing>p:not(.kicker){color:#c5d0d9}
.bnr .access-existing li{border-color:#57718a}
.bnr .access-existing .access-number{color:#c6a15b}
.bnr .cream{background:#f7f1e6;color:#171511}
.bnr .outline-light{border:1px solid #9c7a3a;color:#171511}
.bnr .access-note{margin:0 7vw 38px;padding:18px 22px;background:#e5dccf;display:flex;gap:22px;align-items:center;font-size:13px}
.bnr .access-note strong{color:#8b692c}
.bnr .access-footer{padding:26px 7vw;background:#171511;color:#aebdcc;display:flex;justify-content:space-between;font-size:10px;letter-spacing:.1em}
.bnr .access-options{grid-template-columns:repeat(2,1fr);margin-bottom:22px}
.bnr .access-card{min-height:390px}
.bnr .access-register{margin:0 7vw 22px;padding:22px 26px;border:1px solid #c8bcaa;display:flex;align-items:center;justify-content:space-between;gap:40px}
.bnr .access-register .kicker{margin:0 0 8px}
.bnr .access-register h2{font:400 24px/1.15 Georgia,serif;margin:0 0 7px}
.bnr .access-register p:last-child{font-size:13px;color:#666158;margin:0}
.bnr .access-register .access-button{margin:0;min-width:250px}
@media(max-width:900px){.bnr .access-options{grid-template-columns:1fr}
.bnr .access-card{min-height:360px}
.bnr .access-intro{grid-template-columns:1fr;gap:25px}
.bnr .access-register{align-items:flex-start;flex-direction:column;gap:18px}
.bnr .access-footer{flex-direction:column;gap:10px}}
@media(max-width:560px){.bnr .access-header{height:98px;padding:0 22px}
.bnr .access-header .official-brand img{width:220px;height:62px}
.bnr .access-home{display:none}
.bnr .access-intro{padding:38px 24px 30px}
.bnr .access-intro h1{font-size:45px}
.bnr .access-intro>p:last-child{font-size:16px}
.bnr .access-options{margin:0 24px 20px}
.bnr .access-card{padding:24px;min-height:360px}
.bnr .access-register{margin:0 24px 20px;padding:20px}
.bnr .access-register .access-button{width:100%;min-width:0}
.bnr .access-note{margin:0 24px 28px;align-items:flex-start;flex-direction:column;gap:6px}
.bnr .access-footer{padding:24px}}
.bnr .topbar{height:164px}
.bnr .official-brand img{width:370px;height:104px}
.bnr .nav-cta{padding:10px 14px;font-size:9px}
.bnr nav{gap:26px;font-size:9px}
.bnr .alt-research-page{min-height:100vh;background:#efe9df;color:#171511}
.bnr .alt-hero{padding:58px 7vw 48px;background:#30291f;color:#f7f1e6;display:grid;grid-template-columns:1.25fr .75fr;align-items:end;gap:7vw}
.bnr .alt-hero h1, .bnr .alt-detail-hero h1{font:400 clamp(44px,5.4vw,76px)/.98 Georgia,serif;letter-spacing:-.045em;margin:12px 0 0}
.bnr .alt-hero>p{font:400 clamp(18px,2vw,25px)/1.45 Georgia,serif;color:#d8ccba;max-width:570px}
.bnr .alt-workspace{padding:38px 7vw 70px}
.bnr .alt-filter-block{display:grid;grid-template-columns:120px 1fr;gap:24px;align-items:start;padding:15px 0;border-bottom:1px solid #c8bcaa}
.bnr .alt-filter-block>span{padding-top:10px;color:#987632;font-size:11px;letter-spacing:.13em;text-transform:uppercase}
.bnr .alt-filters{display:flex;flex-wrap:wrap;gap:9px}
.bnr .alt-filters button{appearance:none;border:1px solid #b9ad9a;background:transparent;color:#171511;padding:10px 14px;font:600 12px/1 Arial,sans-serif;cursor:pointer}
.bnr .alt-filters.compact button{padding:8px 12px}
.bnr .alt-filters button:hover, .bnr .alt-filters button.active{background:#28241d;color:#f7f1e6;border-color:#28241d}
.bnr .alt-result-bar{display:flex;justify-content:space-between;align-items:center;padding:22px 0 13px;color:#706a61;text-transform:uppercase;letter-spacing:.12em;font-size:11px}
.bnr .alt-result-bar small{font-size:10px}
.bnr .alt-products{border-top:1px solid #bfb3a1}
.bnr .aif-card{padding:30px 0;border-bottom:1px solid #bfb3a1}
.bnr .aif-card-head{display:flex;justify-content:space-between;gap:40px}
.bnr .aif-card-head p{font-size:11px;color:#987632;letter-spacing:.12em;text-transform:uppercase}
.bnr .aif-card-head h2{font:400 clamp(27px,3vw,40px)/1.12 Georgia,serif;margin:9px 0 8px;max-width:920px}
.bnr .aif-card-head span{color:#6d6860}
.bnr .aif-card-head>b{min-width:150px;font:600 10px/1.7 Arial,sans-serif;letter-spacing:.1em;color:#81796e}
.bnr .aif-metrics{display:grid;grid-template-columns:repeat(5,1fr);margin:25px 0;border-top:1px solid #c8bcaa;border-left:1px solid #c8bcaa}
.bnr .aif-metrics>div{padding:17px;border-right:1px solid #c8bcaa;border-bottom:1px solid #c8bcaa;min-height:86px}
.bnr .aif-metrics small, .bnr .aif-metrics strong{display:block}
.bnr .aif-metrics small{font-size:10px;letter-spacing:.09em;text-transform:uppercase;color:#987632;margin-bottom:9px}
.bnr .aif-metrics strong{font:400 17px/1.3 Georgia,serif}
.bnr .aif-actions{display:flex;gap:10px}
.bnr .aif-actions .button{min-width:190px;text-align:center}
.bnr .alt-empty{padding:55px 25px;text-align:center;border-bottom:1px solid #bfb3a1}
.bnr .alt-empty h2{font:400 30px Georgia,serif;margin-bottom:10px}
.bnr .alt-empty p{color:#6d6860}
.bnr .pms-empty{max-width:780px;margin:30px auto;border:1px solid #c8bcaa}
.bnr .pms-empty .button{display:inline-block;margin-top:20px}
.bnr .alt-disclosure{padding:19px 7vw;background:#28241d;color:#e4d8c6;font-size:12px;line-height:1.55}
.bnr .alt-detail-hero{padding:46px 7vw;background:#30291f;color:#f7f1e6}
.bnr .alt-detail-hero h1{max-width:1100px}
.bnr .alt-detail-hero>p:last-child{font:400 17px Georgia,serif;color:#d8ccba;margin-top:16px}
.bnr .alt-detail-grid{padding:52px 7vw 70px;display:grid;grid-template-columns:1.35fr .65fr;gap:6vw}
.bnr .alt-detail-grid h2{font:400 clamp(34px,4vw,54px)/1.05 Georgia,serif;margin:12px 0 26px;max-width:850px}
.bnr .aif-metrics.detail{grid-template-columns:repeat(3,1fr)}
.bnr .detail-copy{font-size:16px;line-height:1.7;color:#625e57;max-width:900px}
.bnr .alt-detail-grid aside{background:#2b251e;color:#f7f1e6;padding:30px;align-self:start}
.bnr .alt-detail-grid aside h3{font:400 30px/1.15 Georgia,serif;margin:18px 0}
.bnr .alt-detail-grid aside>p:not(.kicker){color:#d8ccba;line-height:1.6}
.bnr .alt-detail-grid aside .button{display:block;margin-top:26px;text-align:center}
@media(max-width:1050px){.bnr .topbar nav{gap:15px;font-size:8px}
.bnr .aif-metrics{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){.bnr .alt-hero, .bnr .alt-detail-grid{grid-template-columns:1fr}
.bnr .alt-hero>p{margin-top:16px}
.bnr .alt-filter-block{grid-template-columns:1fr;gap:5px}
.bnr .aif-card-head{display:block}
.bnr .aif-card-head>b{display:block;margin-top:16px}
.bnr .aif-metrics, .bnr .aif-metrics.detail{grid-template-columns:1fr 1fr}
.bnr .aif-actions{flex-direction:column}
.bnr .alt-result-bar{align-items:flex-start;gap:8px;flex-direction:column}}
.bnr .pms-summary{display:grid;grid-template-columns:repeat(5,1fr);border-bottom:1px solid #c8bcaa;background:#f4eee4;padding:0 7vw}
.bnr .pms-summary>div{padding:19px 18px;border-left:1px solid #c8bcaa}
.bnr .pms-summary>div:last-child{border-right:1px solid #c8bcaa}
.bnr .pms-summary small, .bnr .pms-summary strong, .bnr .research-data-grid small, .bnr .research-data-grid strong, .bnr .aside-data small, .bnr .aside-data strong{display:block}
.bnr .pms-summary small, .bnr .research-data-grid small, .bnr .aside-data small{font:600 10px/1.3 Arial,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:#987632;margin-bottom:7px}
.bnr .pms-summary strong{font:400 15px/1.35 Georgia,serif}
.bnr .pms-research{padding:46px 7vw 64px;display:grid;grid-template-columns:minmax(0,1.5fr) minmax(280px,.5fr);gap:5vw}
.bnr .pms-research h2{font:400 clamp(32px,3.7vw,52px)/1.03 Georgia,serif;margin:10px 0 20px;max-width:900px}
.bnr .pms-research h3{font:400 27px/1.2 Georgia,serif;margin:38px 0 15px;padding-top:20px;border-top:1px solid #c8bcaa}
.bnr .pms-two{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.bnr .pms-two>div{border:1px solid #c8bcaa;padding:20px}
.bnr .pms-two>div:first-child>div{display:flex;justify-content:space-between;gap:15px;padding:12px 0;border-bottom:1px solid #d6ccbd}
.bnr .pms-two>div:first-child>div:last-child{border-bottom:0}
.bnr .pms-two small{color:#716b62}
.bnr .pms-two strong{font:400 20px Georgia,serif}
.bnr .research-list{list-style:none;padding:0;margin:10px 0 0}
.bnr .research-list li{display:flex;gap:16px;padding:12px 0;border-bottom:1px solid #d6ccbd;font:400 16px/1.3 Georgia,serif}
.bnr .research-list li:last-child{border-bottom:0}
.bnr .research-list li span{color:#a67f35;font-size:12px;padding-top:3px}
.bnr .research-data-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #c8bcaa;border-left:1px solid #c8bcaa}
.bnr .research-data-grid>div{padding:15px;border-right:1px solid #c8bcaa;border-bottom:1px solid #c8bcaa}
.bnr .research-data-grid strong{font:400 18px Georgia,serif}
.bnr .pms-table{border-top:1px solid #c8bcaa;border-left:1px solid #c8bcaa}
.bnr .pms-table>div{display:grid;grid-template-columns:1fr 1fr 1fr}
.bnr .pms-table span, .bnr .pms-table strong, .bnr .pms-table b{padding:12px 15px;border-right:1px solid #c8bcaa;border-bottom:1px solid #c8bcaa}
.bnr .pms-table b{background:#28241d;color:#f7f1e6;font:600 11px Arial,sans-serif;letter-spacing:.08em}
.bnr .pms-table strong{font:600 14px Arial,sans-serif;color:#8b692c}
.bnr .table-note{font-size:11px;color:#716b62;margin-top:10px}
.bnr .pms-research aside{background:#2b251e;color:#f7f1e6;padding:28px;align-self:start}
.bnr .pms-research aside h3{border-color:#67584b;margin:12px 0 15px;padding-top:0}
.bnr .aside-data>div{padding:12px 0;border-bottom:1px solid #67584b}
.bnr .aside-data strong{font:400 18px Georgia,serif;color:#f7f1e6}
.bnr .value-callout{margin:25px 0;padding:18px;background:#f2e8d7;color:#171511}
.bnr .value-callout small, .bnr .value-callout strong, .bnr .value-callout span{display:block}
.bnr .value-callout small{font-size:9px;letter-spacing:.1em;color:#8b692c}
.bnr .value-callout strong{font:400 22px Georgia,serif;margin:9px 0 4px}
.bnr .value-callout span{font-size:12px;color:#666158}
.bnr .pms-research aside>p:not(.kicker){font-size:13px;line-height:1.6;color:#d8ccba}
.bnr .pms-research aside .button{display:block;text-align:center;margin-top:22px}
.bnr .detail-back{display:block;color:#cba653;font-size:10px;letter-spacing:.1em;margin-top:22px}
@media(max-width:1050px){.bnr .pms-summary{grid-template-columns:repeat(3,1fr)}
.bnr .pms-research{grid-template-columns:1fr}
.bnr .pms-research aside{max-width:none}
.bnr .research-data-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.bnr .pms-summary{grid-template-columns:1fr 1fr;padding:0 24px}
.bnr .pms-research{padding:38px 24px 50px}
.bnr .pms-two{grid-template-columns:1fr}
.bnr .research-data-grid{grid-template-columns:1fr 1fr}}
.bnr .tools-page{min-height:100vh;background:#efe9df;color:#171511}
.bnr .tools-hero{padding:54px 7vw 46px;background:#30291f;color:#f7f1e6;display:grid;grid-template-columns:1fr 1fr;gap:8vw;align-items:end}
.bnr .tools-hero h1{font:400 clamp(44px,5.2vw,74px)/.98 Georgia,serif;letter-spacing:-.04em;margin:10px 0 0}
.bnr .tools-hero h1 em{color:#cda853;font-weight:400}
.bnr .tools-hero>p{font:400 19px/1.55 Georgia,serif;color:#d8ccba;max-width:560px}
.bnr .calculator-shell{margin:45px 7vw 60px;display:grid;grid-template-columns:1.2fr .8fr;border:1px solid #c8bcaa;background:#f7f1e6}
.bnr .calculator-inputs, .bnr .calculator-results{padding:34px}
.bnr .calculator-inputs{border-right:1px solid #c8bcaa}
.bnr .calculator-inputs h2{font:400 36px/1.1 Georgia,serif;margin:10px 0 28px}
.bnr .calculator-inputs label{display:grid;grid-template-columns:1fr auto;gap:12px;padding:17px 0;border-top:1px solid #d6ccbd;font-size:14px}
.bnr .calculator-inputs label span{font:400 17px Georgia,serif;color:#8b692c}
.bnr .calculator-inputs input{grid-column:1/-1;width:100%;accent-color:#a67f35}
.bnr .calculator-results{background:#28241d;color:#f7f1e6}
.bnr .calculator-results>div{padding:16px 0;border-bottom:1px solid #67584b}
.bnr .calculator-results small, .bnr .calculator-results strong{display:block}
.bnr .calculator-results small{font-size:10px;letter-spacing:.1em;color:#cda853;text-transform:uppercase}
.bnr .calculator-results strong{font:400 27px Georgia,serif;margin-top:7px}
.bnr .calculator-results .total strong{font-size:34px}
.bnr .calculator-results>p:not(.kicker){font-size:12px;line-height:1.55;color:#d8ccba;margin:20px 0}
.bnr .calculator-results .button{display:block;text-align:center}
.bnr .tools-disclosure{padding:18px 7vw;background:#28241d;color:#e4d8c6;font-size:12px}
.bnr .tool-picker{margin:30px 7vw 0;display:grid;grid-template-columns:repeat(6,1fr);border-top:1px solid #c8bcaa;border-left:1px solid #c8bcaa}
.bnr .tool-picker button{appearance:none;text-align:left;background:#f7f1e6;color:#171511;border:0;border-right:1px solid #c8bcaa;border-bottom:1px solid #c8bcaa;padding:16px;cursor:pointer}
.bnr .tool-picker strong, .bnr .tool-picker span{display:block}
.bnr .tool-picker strong{font:400 17px Georgia,serif}
.bnr .tool-picker span{font-size:10px;color:#756f66;margin-top:5px}
.bnr .tool-picker button.active{background:#28241d;color:#f7f1e6}
.bnr .tool-picker button.active span{color:#d8ccba}
.bnr .tool-picker+.calculator-shell{margin-top:16px}
@media(max-width:1000px){.bnr .tool-picker{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){.bnr .tools-hero, .bnr .calculator-shell{grid-template-columns:1fr}
.bnr .tools-hero{padding:42px 24px}
.bnr .calculator-shell{margin:28px 24px 42px}
.bnr .calculator-inputs{border-right:0;border-bottom:1px solid #c8bcaa}
.bnr .calculator-inputs, .bnr .calculator-results{padding:25px}}
@media(max-width:760px){.bnr .tool-picker{margin:24px 24px 0;grid-template-columns:1fr 1fr}
.bnr .tool-picker+.calculator-shell{margin-top:14px}}
.bnr .tools-hero{padding:38px 7vw 34px;grid-template-columns:1.15fr .85fr}
.bnr .tools-hero h1{font-size:clamp(38px,4.5vw,62px);line-height:1}
.bnr .tools-hero>p{font-size:16px;max-width:490px}
.bnr .tool-workspace{margin:34px 7vw 55px;display:grid;grid-template-columns:250px minmax(0,1fr);gap:18px;align-items:stretch}
.bnr .tool-workspace .tool-picker{margin:0;display:flex;flex-direction:column;border:1px solid #c8bcaa;background:#e6ddd0}
.bnr .tool-workspace .tool-picker>p{margin:0;padding:17px 18px 13px;font:600 9px Arial,sans-serif;letter-spacing:.15em;color:#8b692c}
.bnr .tool-workspace .tool-picker button{display:grid;grid-template-columns:28px 1fr 16px;gap:10px;align-items:center;padding:14px 16px;border-right:0;border-bottom:1px solid #c8bcaa;background:#f3ede3}
.bnr .tool-workspace .tool-picker button:last-child{border-bottom:0}
.bnr .tool-workspace .tool-picker button>b{font:400 11px Georgia,serif;color:#a2834a}
.bnr .tool-workspace .tool-picker button>span{margin:0}
.bnr .tool-workspace .tool-picker strong{font-size:15px}
.bnr .tool-workspace .tool-picker small{display:block;margin-top:3px;font:400 9px Arial,sans-serif;color:#777067}
.bnr .tool-workspace .tool-picker i{font:400 15px Georgia,serif;color:#a67f35}
.bnr .tool-workspace .tool-picker button.active{background:#28241d}
.bnr .tool-workspace .tool-picker button.active b, .bnr .tool-workspace .tool-picker button.active i{color:#d3ad5a}
.bnr .tool-workspace .tool-picker button.active small{color:#d3c6b5}
.bnr .tool-workspace .calculator-shell{margin:0;min-height:520px;grid-template-columns:minmax(0,1.15fr) minmax(310px,.85fr);box-shadow:0 16px 44px rgba(23,21,17,.08)}
.bnr .tool-workspace .calculator-inputs, .bnr .tool-workspace .calculator-results{padding:30px 34px}
.bnr .calculator-title{padding-bottom:16px}
.bnr .calculator-title h2{font-size:32px;margin:8px 0 6px}
.bnr .calculator-title>span{font-size:11px;color:#787168}
.bnr .planning-field{position:relative;grid-template-columns:1fr auto 140px!important;align-items:center;column-gap:12px!important;padding:14px 0!important}
.bnr .field-label{font-size:13px!important;color:#171511!important;font-family:Arial,sans-serif!important}
.bnr .field-value{font:400 16px Georgia,serif!important;color:#8b692c!important;white-space:nowrap}
.bnr .manual-value{grid-column:3!important;grid-row:1!important;width:140px!important;height:36px;border:1px solid #c9bda9;background:#fffaf2;padding:7px 9px;text-align:right;color:#171511;font:600 12px Arial,sans-serif;accent-color:auto!important}
.bnr .value-range{grid-column:1/-1!important;grid-row:2!important;margin-top:5px;height:4px}
.bnr .result-rule{height:2px!important;padding:0!important;border:0!important;background:#cda853;width:44px;margin:15px 0 30px}
.bnr .tool-workspace .calculator-results .total{border:0;padding:0 0 25px}
.bnr .tool-workspace .calculator-results .total strong{font-size:clamp(34px,4vw,52px);letter-spacing:-.025em;margin-top:10px}
.bnr .result-context{border-top:1px solid #67584b!important;border-bottom:1px solid #67584b!important;padding:17px 0!important}
.bnr .result-context p{font:400 17px/1.45 Georgia,serif;margin:7px 0 0}
.bnr .result-note{font-size:11px!important;margin:18px 0!important}
.bnr .tool-workspace .calculator-results .button{margin-top:22px}
.bnr .tool-workspace .calculator-results .button span{float:right}
@media(max-width:980px){.bnr .tool-workspace{grid-template-columns:1fr}
.bnr .tool-workspace .tool-picker{display:grid;grid-template-columns:repeat(3,1fr)}
.bnr .tool-workspace .tool-picker>p{grid-column:1/-1}
.bnr .tool-workspace .tool-picker button{border-right:1px solid #c8bcaa}
.bnr .tool-workspace .calculator-shell{grid-template-columns:1fr 1fr}}
@media(max-width:700px){.bnr .tools-hero{padding:32px 24px}
.bnr .tool-workspace{margin:24px}
.bnr .tool-workspace .tool-picker{grid-template-columns:1fr 1fr}
.bnr .tool-workspace .calculator-shell{grid-template-columns:1fr}
.bnr .tool-workspace .calculator-inputs, .bnr .tool-workspace .calculator-results{padding:24px}
.bnr .planning-field{grid-template-columns:1fr auto!important}
.bnr .manual-value{grid-column:1/-1!important;grid-row:2!important;width:100%!important;text-align:left}
.bnr .value-range{grid-row:3!important}
.bnr .tool-workspace .calculator-shell{min-height:0}}
.bnr .tool-workspace{display:block}
.bnr .tool-workspace .tool-picker{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;border:0;background:transparent}
.bnr .tool-workspace .tool-picker>p{grid-column:1/-1;padding:0 0 5px;font-size:10px}
.bnr .tool-workspace .tool-picker button{min-height:108px;border:1px solid #c8bcaa!important;background:#f7f1e6;padding:19px 20px;grid-template-columns:36px 1fr 18px;box-shadow:0 8px 22px rgba(23,21,17,.04);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.bnr .tool-workspace .tool-picker button:hover{transform:translateY(-2px);border-color:#a98949!important;box-shadow:0 12px 27px rgba(23,21,17,.09)}
.bnr .tool-workspace .tool-picker button>b{width:32px;height:32px;border:1px solid #cbb98f;border-radius:50%;display:grid;place-items:center}
.bnr .tool-workspace .tool-picker strong{font-size:19px}
.bnr .tool-workspace .tool-picker small{font-size:11px;margin-top:7px}
.bnr .tool-workspace .tool-picker button.active{background:#28241d;border-color:#28241d!important;box-shadow:0 12px 28px rgba(23,21,17,.16)}
.bnr .tool-workspace .calculator-shell{margin-top:18px;min-height:470px}
.bnr .tool-workspace .calculator-inputs{background:#fbf7ef}
.bnr .tools-hero+.tool-workspace{margin-top:31px}
@media(max-width:900px){.bnr .tool-workspace .tool-picker{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.bnr .tool-workspace .tool-picker{grid-template-columns:1fr}
.bnr .tool-workspace .tool-picker button{min-height:92px}}
.bnr .calculator-title-row{display:flex;align-items:flex-start;justify-content:space-between;gap:20px}
.bnr .calculator-title-row>div{min-width:0}
.bnr .pdf-icon{flex:0 0 42px;width:42px;height:42px;margin-top:5px;border:1px solid #e23838;background:#fff8f6;color:#d92727;display:grid;place-items:center;cursor:pointer;transition:background .18s ease,color .18s ease,border-color .18s ease}
.bnr .pdf-icon:hover{background:#d92727;color:#fff;border-color:#d92727}
.bnr .pdf-icon svg{width:21px;height:21px;fill:none;stroke:currentColor;stroke-width:1.45;stroke-linecap:round;stroke-linejoin:round}
.bnr .print-brand{display:none}
.bnr .tool-workspace .tool-picker .tax-featured{grid-column:1/-1;min-height:92px;background:#171511;color:#f7f1e6;border-color:#171511!important}
.bnr .tool-workspace .tool-picker .tax-featured strong{font-size:23px}
.bnr .tool-workspace .tool-picker .tax-featured small{color:#e4d8c6}
.bnr .tax-scope{margin-top:16px;padding:16px 18px;border:1px solid #d6ccbd;background:#f3ede3}
.bnr .tax-scope strong{display:block;font:600 12px Arial,sans-serif}
.bnr .tax-scope p{margin:7px 0 0;font:400 12px/1.55 Arial,sans-serif;color:#6d665e}
.bnr .tax-breakdown{grid-column:1/-1!important;display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #67584b!important}
.bnr .tax-breakdown>div{padding:17px 0}
.bnr .tax-breakdown>div+div{padding-left:18px;border-left:1px solid #67584b}
.bnr .tax-breakdown>p{grid-column:1/-1;margin:0;padding-top:16px;border-top:1px solid #67584b;font-size:11px;line-height:1.55;color:#d8ccba}
.bnr .approved-tools{padding:54px 7vw 64px;background:#f7f1e6;border-top:1px solid #c8bcaa}
.bnr .approved-head{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:end;margin-bottom:28px}
.bnr .approved-head h2{font:400 42px/1.05 Georgia,serif;margin:8px 0 0}
.bnr .approved-head>p{font:400 16px/1.6 Georgia,serif;color:#635e57;margin:0}
.bnr .approved-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.bnr .approved-grid button{min-height:116px;padding:18px;text-align:left;border:1px solid #c8bcaa;background:#fffaf2;color:#171511;cursor:pointer;display:grid;grid-template-rows:auto 1fr auto;transition:.18s ease}
.bnr .approved-grid button:hover{border-color:#a67f35;transform:translateY(-2px);box-shadow:0 10px 24px rgba(23,21,17,.08)}
.bnr .approved-grid strong{font:400 19px/1.15 Georgia,serif}
.bnr .approved-grid span{font:400 11px/1.4 Arial,sans-serif;color:#756f66;margin-top:7px}
.bnr .approved-grid i{font-style:normal;color:#a67f35;text-align:right}
.bnr .approved-calculator{scroll-margin-top:20px;margin-top:18px;border:1px solid #c8bcaa;background:#fbf7ef;display:grid;grid-template-columns:1.05fr .95fr}
.bnr .approved-calculator>div{padding:28px}
.bnr .approved-calculator h3{font:400 30px/1.15 Georgia,serif;margin:8px 0 22px}
.bnr .approved-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.bnr .approved-fields label{display:flex;flex-direction:column;gap:7px;font:600 11px Arial,sans-serif;color:#5d5852}
.bnr .approved-fields input{height:40px;border:1px solid #c8bcaa;background:#fff;padding:8px 10px;font:600 13px Arial,sans-serif;color:#171511}
.bnr .approved-calculator .button{border:0;margin-top:20px;min-width:210px}
.bnr .approved-output{position:relative;background:#28241d;color:#f7f1e6}
.bnr .approved-output>.pdf-icon{position:absolute;right:22px;top:18px;font:700 9px Arial,sans-serif}
.bnr .approved-output>p{margin:70px 0 0;color:#d8ccba;font:400 15px/1.6 Georgia,serif}
.bnr .api-result{padding-top:12px}
.bnr .api-result>.kicker{margin-bottom:22px}
.bnr .api-result>div{display:grid;grid-template-columns:1fr auto;gap:20px;padding:10px 0;border-top:1px solid #67584b}
.bnr .api-result span{font:400 11px/1.35 Arial,sans-serif;color:#d8ccba}
.bnr .api-result strong{font:400 15px Georgia,serif;text-align:right;color:#f7f1e6}
.bnr .tools-mode{margin:30px 7vw 0;display:grid;grid-template-columns:1fr 1fr;border:1px solid #b9aa94;background:#f7f1e6}
.bnr .tools-mode button{height:54px;border:0;background:transparent;color:#171511;font:700 12px Arial,sans-serif;letter-spacing:.13em;cursor:pointer}
.bnr .tools-mode button+button{border-left:1px solid #b9aa94}
.bnr .tools-mode button.active{background:#28241d;color:#fff}
.bnr .tax-calculator{margin:18px 7vw 42px;border:1px solid #c8bcaa;background:#fbf7ef}
.bnr .tax-intro{display:flex;align-items:center;justify-content:space-between;padding:26px 30px 20px}
.bnr .tax-intro h2{font:400 36px/1.08 Georgia,serif;margin:7px 0 0}
.bnr .tax-tabs{display:flex;padding:0 30px;border-bottom:1px solid #c8bcaa}
.bnr .tax-tabs button{border:0;background:transparent;padding:13px 18px;font:700 10px Arial,sans-serif;letter-spacing:.1em;color:#6d665e;cursor:pointer}
.bnr .tax-tabs button.active{background:#28241d;color:#fff}
.bnr .tax-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(330px,.75fr)}
.bnr .tax-form{padding:28px 30px}
.bnr .tax-selects, .bnr .tax-fields{display:grid;grid-template-columns:1fr 1fr;gap:13px 16px}
.bnr .tax-selects{padding-bottom:22px;margin-bottom:22px;border-bottom:1px solid #d8cfc2}
.bnr .tax-form label{display:flex;flex-direction:column;gap:7px}
.bnr .tax-form label>span{font:600 11px Arial,sans-serif;color:#5d5852}
.bnr .tax-form input, .bnr .tax-form select{width:100%;height:42px;border:1px solid #c8bcaa;background:#fff;padding:8px 10px;color:#171511;font:600 13px Arial,sans-serif}
.bnr .tax-form input:disabled{background:#e9e4dc;color:#a8a096}
.bnr .tax-helper{margin:18px 0 0;color:#756f66;font:400 11px/1.5 Arial,sans-serif}
.bnr .tax-result{padding:30px;background:#28241d;color:#f7f1e6}
.bnr .tax-result>.kicker{margin-top:4px}
.bnr .tax-total{display:block;margin:18px 0 24px;font:400 clamp(38px,4vw,58px)/1 Georgia,serif}
.bnr .tax-result-grid{border-top:1px solid #67584b}
.bnr .tax-result-grid>div{display:grid;grid-template-columns:1fr auto;gap:20px;padding:10px 0;border-bottom:1px solid #67584b}
.bnr .tax-result-grid span{font:400 11px Arial,sans-serif;color:#d8ccba}
.bnr .tax-result-grid strong{font:400 15px Georgia,serif}
.bnr .tax-result>p:not(.kicker){font:400 11px/1.55 Arial,sans-serif;color:#d8ccba;margin:18px 0}
.bnr .tax-result .button{display:block;text-align:center;margin-top:18px}
.bnr .tax-result .print-brand{display:none}
@media(max-width:1000px){.bnr .approved-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:700px){.bnr .tool-workspace .tool-picker .tax-featured{grid-column:1/-1}
.bnr .approved-head, .bnr .approved-calculator{grid-template-columns:1fr}
.bnr .approved-grid{grid-template-columns:1fr 1fr}
.bnr .approved-fields{grid-template-columns:1fr}
.bnr .approved-tools{padding:40px 24px}
.bnr .tax-breakdown{grid-template-columns:1fr}
.bnr .tax-breakdown>div+div{padding-left:0;border-left:0;border-top:1px solid #67584b}}
@media(max-width:820px){.bnr .tax-layout{grid-template-columns:1fr}
.bnr .tax-selects, .bnr .tax-fields{grid-template-columns:1fr}
.bnr .tax-calculator{margin:16px 24px 32px}
.bnr .tools-mode{margin:24px 24px 0}
.bnr .tax-intro, .bnr .tax-form, .bnr .tax-result{padding:24px}
.bnr .tax-tabs{padding:0 24px}}
.bnr .calculator-split{margin:18px 7vw 48px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:18px;align-items:start}
.bnr .calculator-split .tax-calculator{margin:0;max-height:780px;overflow:auto}
.bnr .calculator-split .tax-intro{padding:22px 24px 16px}
.bnr .calculator-split .tax-intro h2{font-size:28px}
.bnr .calculator-split .tax-tabs{padding:0 24px}
.bnr .calculator-split .tax-layout{grid-template-columns:1fr}
.bnr .calculator-split .tax-form, .bnr .calculator-split .tax-result{padding:22px 24px}
.bnr .calculator-split .tax-selects, .bnr .calculator-split .tax-fields{gap:10px 12px}
.bnr .calculator-split .tax-total{font-size:42px}
.bnr .calculator-split .approved-tools{padding:0;border:1px solid #c8bcaa;background:#f7f1e6;min-height:780px}
.bnr .calculator-split .approved-head{grid-template-columns:1fr;gap:10px;padding:26px 28px 0;margin-bottom:18px}
.bnr .calculator-split .approved-head h2{font-size:32px}
.bnr .calculator-split .approved-grid{grid-template-columns:1fr 1fr;padding:0 28px 16px}
.bnr .calculator-split .approved-grid button{min-height:112px}
.bnr .calculator-split .approved-calculator{grid-template-columns:1fr;margin:0 28px 28px}
.bnr .fund-calculator{margin:30px 0;border:1px solid #c8bcaa;background:#fbf7ef}
.bnr .fund-calculator-head{display:flex;align-items:end;justify-content:space-between;gap:24px;padding:24px 26px;border-bottom:1px solid #c8bcaa}
.bnr .fund-calculator-head h3{font:400 30px/1.1 Georgia,serif;margin:7px 0 0;color:#171511}
.bnr .calculator-toggle{display:flex;border:1px solid #a99a84}
.bnr .calculator-toggle button{min-width:120px;height:40px;border:0;background:transparent;color:#171511;font:700 11px Arial,sans-serif;cursor:pointer}
.bnr .calculator-toggle button+button{border-left:1px solid #a99a84}
.bnr .calculator-toggle button.active{background:#28241d;color:#fff}
.bnr .fund-calculator-grid{display:grid;grid-template-columns:1.15fr .85fr}
.bnr .fund-calculator-inputs{padding:26px;display:grid;grid-template-columns:1fr 1fr;gap:16px}
.bnr .fund-calculator-inputs label{position:relative;display:flex;flex-direction:column;gap:7px}
.bnr .fund-calculator-inputs label:last-child{grid-column:1/-1}
.bnr .fund-calculator-inputs span{font:600 11px Arial,sans-serif;color:#5d5852}
.bnr .fund-calculator-inputs input{height:43px;border:1px solid #c8bcaa;background:#fff;padding:8px 12px;color:#171511;font:600 14px Arial,sans-serif}
.bnr .fund-calculator-inputs small{font:400 10px Arial,sans-serif;color:#756f66}
.bnr .fund-calculator-result{padding:27px 28px;background:#28241d;color:#f7f1e6}
.bnr .fund-calculator-result>small{font:700 10px Arial,sans-serif;letter-spacing:.15em;color:#d3ad5a}
.bnr .fund-calculator-result>strong{display:block;font:400 42px/1 Georgia,serif;margin:15px 0 24px}
.bnr .fund-calculator-result>div{display:grid;grid-template-columns:1fr auto;gap:16px;padding:11px 0;border-top:1px solid #67584b}
.bnr .fund-calculator-result span{font:400 11px Arial,sans-serif;color:#d8ccba}
.bnr .fund-calculator-result b{font:400 15px Georgia,serif}
.bnr .fund-calculator>.table-note{margin:0;padding:14px 26px;border-top:1px solid #c8bcaa}
@media(max-width:760px){.bnr .fund-calculator-head{align-items:stretch;flex-direction:column}
.bnr .calculator-toggle button{min-width:0;flex:1}
.bnr .fund-calculator-grid{grid-template-columns:1fr}
.bnr .fund-calculator-inputs{grid-template-columns:1fr}
.bnr .fund-calculator-inputs label:last-child{grid-column:auto}}
.bnr .compact-research .research-main{max-width:none}
.bnr .compact-research .client-metrics{display:flex!important;gap:0;border-top:1px solid #bda987;border-bottom:1px solid #bda987}
.bnr .compact-research .client-metrics>div{flex:1;padding:20px 24px!important;border:0!important;background:transparent!important}
.bnr .compact-research .client-metrics>div+div{border-left:1px solid #d5c9b8!important}
.bnr .editorial-performance{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(310px,.6fr);gap:20px;margin:24px 0 28px;align-items:stretch}
.bnr .editorial-performance .fund-calculator{margin:0;border:0;border-left:1px solid #bda987;background:transparent;display:flex;flex-direction:column}
.bnr .editorial-performance .fund-calculator-head{padding:0 0 14px 20px;border:0;display:block}
.bnr .editorial-performance .fund-calculator-head h3{font-size:27px;line-height:1.05}
.bnr .editorial-performance .calculator-toggle{margin-top:12px}
.bnr .editorial-performance .fund-calculator-grid{display:block;flex:1}
.bnr .editorial-performance .fund-calculator-inputs{padding:0 0 13px 20px;grid-template-columns:1fr;gap:10px}
.bnr .editorial-performance .fund-calculator-inputs input{height:42px}
.bnr .editorial-performance .fund-calculator-inputs label:last-child{grid-column:auto}
.bnr .editorial-performance .fund-calculator-result{margin-left:20px;padding:18px}
.bnr .editorial-performance .fund-calculator-result>strong{font-size:35px}
.bnr .editorial-performance .fund-calculator>.table-note{padding:10px 0 0 20px;border:0;font-size:10px}
.bnr .performance-chart{min-width:0;padding:0 26px 0 0}
.bnr .chart-title{display:flex;align-items:end;justify-content:space-between;gap:22px;margin-bottom:18px}
.bnr .chart-title h3{font:400 28px/1.05 Georgia,serif;margin:5px 0 0;color:#171511}
.bnr .chart-summary{display:grid;grid-template-columns:auto auto auto;gap:10px;align-items:center;font:400 11px Arial,sans-serif;color:#716a61}
.bnr .chart-summary b{font:400 16px Georgia,serif;color:#171511}
.bnr .nav-chart{position:relative;height:240px;border-bottom:1px solid #bda987;background:linear-gradient(180deg,rgba(40,36,29,.025),transparent)}
.bnr .nav-chart svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.bnr .nav-chart line{stroke:#ddd4c7;stroke-width:.35;vector-effect:non-scaling-stroke}
.bnr .nav-chart polyline{fill:none;stroke:#28241d;stroke-width:2.4;vector-effect:non-scaling-stroke;stroke-linecap:round;stroke-linejoin:round}
.bnr .chart-scale{position:absolute;inset:0 auto 0 7px;display:flex;flex-direction:column;justify-content:space-between;padding:8px 0 12px;pointer-events:none}
.bnr .chart-scale span{font:400 10px Arial,sans-serif;color:#81796e;background:#fbf7ef;padding-right:5px}
.bnr .chart-ranges{display:flex;gap:6px;margin-top:12px}
.bnr .chart-ranges button{min-width:44px;height:30px;border:1px solid #aa9d8b;background:transparent;color:#171511;font:700 10px Arial,sans-serif;cursor:pointer}
.bnr .chart-ranges button.active{background:#28241d;color:#fff;border-color:#28241d}
.bnr .performance-chart>p{font:400 11px/1.5 Arial,sans-serif;color:#756f66;margin:15px 0 0}
.bnr .editorial-title{margin:0 0 10px!important;padding-top:12px;border-top:1px solid #bda987}
.bnr .editorial-title h3{font-size:22px}
.bnr .compact-research .data-table{border-left:0;border-right:0}
.bnr .compact-research .data-row{grid-template-columns:1fr 1fr!important}
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.bnr .compare-dialog-head h2{font:400 clamp(32px,4vw,54px)/1 Georgia,serif;margin:6px 0 0}
.bnr .compare-dialog-head>div>p:last-child{margin:9px 0 0;color:#d3c6b5;font-size:12px}
.bnr .compare-close{border:1px solid #82705a;background:transparent;color:#f7f1e6;width:40px;height:40px;font:300 27px/1 Arial,sans-serif}
.bnr .compare-tabs{display:flex;gap:0;padding:0 38px;border-bottom:1px solid #c8bcaa;background:#f0e8dc;overflow-x:auto}
.bnr .compare-tabs button{flex:0 0 auto;border:0;border-right:1px solid #c8bcaa;background:transparent;color:#171511;padding:17px 22px;font:700 10px Arial,sans-serif;letter-spacing:.1em}
.bnr .compare-tabs button:first-child{border-left:1px solid #c8bcaa}
.bnr .compare-tabs button.active{background:#2b251e;color:#f7f1e6}
.bnr .compare-tabs button:last-child{margin-left:auto;border-left:1px solid #c8bcaa;color:#987632}
.bnr .compare-dialog .comparison-table{margin:34px 38px 42px;border-color:#c8bcaa;background:#f7f1e6;color:#171511}
.bnr .compare-dialog .comparison-table>*{border-color:#d4c9ba;padding:14px 16px}
.bnr .compare-dialog .comparison-label{background:#e8dfd2;color:#765c2d}
.bnr .compare-dialog .comparison-heading{padding-top:22px}
.bnr .compare-dialog .comparison-fund{min-height:110px;background:#f3ece2}
.bnr .compare-dialog .comparison-fund strong{color:#171511;font-size:17px}
.bnr .compare-dialog .comparison-fund small{color:#6f6960}
.bnr .compare-dialog .comparison-value{background:#fbf7f0;color:#171511;font-size:14px}
.bnr .compare-dialog .comparison-return{font-size:16px;font-weight:700}
.bnr .compare-dialog .comparison-return.best{color:#278352;background:#eff7f0}
.bnr .compare-dialog .comparison-return.negative{color:#b33b36}
.bnr .compare-dialog .comparison-research{background:#2b251e;color:#f7f1e6;padding-top:15px;text-align:center}
.bnr .compare-dialog .comparison-fund button{color:#987632}
@media(max-width:760px){.bnr .compare-overlay{padding:0}
.bnr .compare-dialog{min-height:100vh}
.bnr .compare-dialog-head{padding:24px 20px}
.bnr .compare-tabs{padding:0 20px}
.bnr .compare-tabs button{padding:14px 13px}
.bnr .compare-tabs button:last-child{margin-left:0}
.bnr .compare-dialog .comparison-table{margin:24px 20px 34px}
.bnr .compare-selection-bar{align-items:stretch;flex-wrap:wrap}
.bnr .compare-selection-bar span{width:100%}
.bnr .compare-selection-bar button{flex:1}}
.bnr .alt-catalogue-intro{max-width:950px;margin:0 0 22px;color:#5b625f;font:15px/1.55 Arial,sans-serif}
.bnr .alt-catalogue-controls{display:flex;align-items:end;gap:12px;flex-wrap:wrap;padding:0 0 19px;border-bottom:1px solid #c8bcaa}
.bnr .alt-catalogue-controls label{display:flex;flex-direction:column;gap:8px;min-width:190px;color:#806329;font:700 12px/1.25 Arial,sans-serif;letter-spacing:.04em}
.bnr .alt-catalogue-controls label:first-child{flex:2 1 300px}
.bnr .alt-catalogue-controls input, .bnr .alt-catalogue-controls select{width:100%;min-height:44px;border:1px solid #a9a296;border-radius:4px;padding:10px 12px;background:#f9f6ef;color:#171511;font:15px Arial,sans-serif}
.bnr .alt-catalogue-controls input:focus-visible, .bnr .alt-catalogue-controls select:focus-visible{outline:2px solid #ad8639;outline-offset:2px}
.bnr .alt-catalogue-card{padding:22px 0}
.bnr .alt-catalogue-summary{max-width:930px;margin:12px 0 0;color:#675f55;font-size:15px;line-height:1.55}
.bnr .alt-catalogue-card .aif-card-head h2{font-size:clamp(22px,2vw,28px);line-height:1.18;margin:6px 0}
.bnr .alt-catalogue-card .aif-card-head>b{align-self:start;text-align:right;min-width:130px;color:#7b6431;font-size:12px;line-height:1.35;text-transform:uppercase}
.bnr .alt-horizon{font:14px/1.4 Arial,sans-serif;color:#66645e;margin:13px 0 0}
.bnr .alt-horizon strong{color:#171511}
.bnr .alt-source-actions{display:flex;gap:20px;flex-wrap:wrap;margin-top:14px}
.bnr .alt-source-actions a{color:#806329;text-decoration:underline;text-underline-offset:4px;font:700 14px/1.4 Arial,sans-serif}
.bnr .alt-source-actions a:hover, .bnr .alt-source-actions a:focus-visible{color:#9a6e1d}
@media(max-width:760px){.bnr .alt-catalogue-controls{display:grid;grid-template-columns:1fr}
.bnr .alt-catalogue-controls label{min-width:0}
.bnr .alt-catalogue-card .aif-card-head>b{text-align:left}}
@media(max-width:900px){.bnr .topbar{height:auto;min-height:72px;flex-wrap:wrap;gap:12px;padding-top:12px;padding-bottom:12px}
.bnr .topbar nav{display:flex;order:3;width:100%;flex-wrap:wrap;gap:10px 18px;padding:10px 0 2px;border-top:1px solid #d6cdbd;font-size:12px;line-height:1.5}
.bnr .official-brand img{width:clamp(190px,40vw,280px)}}
@media(max-width:560px){.bnr .topbar .nav-cta{font-size:10px;padding:12px 10px}
.bnr .official-brand img{width:190px}}
.bnr{background:var(--paper);color:var(--ink)}
.bnr .topbar, .bnr .access-header{background:var(--cream);border-bottom-color:var(--line)}
.bnr .hero, .bnr .research-hero, .bnr .fund-detail-hero, .bnr .alt-hero, .bnr .alt-detail-hero, .bnr .tools-hero{background:var(--paper);color:var(--ink)}
.bnr .hero:before{background-image:none}
.bnr .hero-text, .bnr .hero .text-link, .bnr .research-hero-copy>p, .bnr .fund-detail-hero>div:first-child>p:last-child, .bnr .alt-hero>p, .bnr .alt-detail-hero>p, .bnr .tools-hero>p{color:var(--muted)}
.bnr .hero .text-link, .bnr .research-jump a{border-bottom-color:var(--gold)}
.bnr .kicker, .bnr .hero .kicker, .bnr .panel-top .live-dot, .bnr .lens-stage small, .bnr .principle-strip span, .bnr .eyebrow, .bnr .fund-detail-hero .kicker, .bnr .alt-hero .kicker, .bnr .alt-detail-hero .kicker, .bnr .tools-hero .kicker{color:var(--gold-ink)}
.bnr .panel-top{color:var(--muted);border-bottom-color:var(--line)}
.bnr .lens-stage, .bnr .lens-stage.active{color:var(--ink);border-bottom-color:var(--line)}
.bnr .lens-stage:nth-child(odd){border-right-color:var(--line)}
.bnr .principle-strip{background:var(--cream);border-color:var(--line)}
.bnr .principle-strip p{color:var(--muted)}
.bnr .research-dashboard, .bnr .research-dashboard>.home-explorer, .bnr .invest-online, .bnr .new-client, .bnr .section, .bnr .research-page, .bnr .research-hub, .bnr .fund-detail, .bnr .alt-research-page, .bnr .tools-page, .bnr .access-page{background:var(--cream);color:var(--ink)}
.bnr .insights, .bnr .invest-online>.insights, .bnr .research-dashboard>.insights, .bnr .secure-card, .bnr .sector-research, .bnr .methodology{background:var(--cream);color:var(--ink)}
.bnr .insight-list, .bnr .insight-list article, .bnr .transaction-grid, .bnr .transaction-grid span, .bnr .new-client li, .bnr .sector-grid, .bnr .sector-grid article, .bnr .sector-funds, .bnr .sector-funds a, .bnr .method-grid, .bnr .method-grid span{border-color:var(--line)}
.bnr .insight-list small, .bnr .num, .bnr .secure-card>p:not(.kicker), .bnr .secure-card>small, .bnr .new-client>p:not(.kicker), .bnr .sector-research .research-section-head>p, .bnr .sector-grid p{color:var(--muted)}
.bnr .transaction-grid span, .bnr .sector-funds a{color:var(--ink)}
.bnr .tools-hero h1 em{color:var(--gold)}
.bnr .research-note, .bnr .detail-disclosure, .bnr .tools-disclosure, .bnr .alt-disclosure, .bnr .access-note{background:var(--soft);color:var(--muted);border-color:var(--line)}
.bnr .research-note strong, .bnr .access-note strong{color:var(--gold-ink)}
.bnr .category-title, .bnr .home-fund-head, .bnr .scheme-head, .bnr .data-head, .bnr .return-comparison-head{background:var(--soft);color:var(--ink)}
.bnr .home-fund-head>span{color:var(--ink)}
.bnr .category-title small{color:var(--muted)}
.bnr .directory-controls, .bnr .fund-results-bar, .bnr .fund-prompt, .bnr .research-status{background:var(--soft);color:var(--muted)}
.bnr .directory-controls label span{color:var(--gold-ink)}
.bnr .directory-controls input, .bnr .directory-controls select{border-color:var(--line)}
.bnr .category-options button.active, .bnr .category-options button:hover, .bnr .subcategory-options button.active, .bnr .subcategory-options button:hover{background:var(--selected);color:var(--ink);border-color:var(--gold)}
.bnr .research-dashboard .category-options button.active span, .bnr .research-dashboard .category-options button:hover span{color:var(--muted)}
.bnr .quick-tools button.active{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.bnr .research-aside, .bnr .factsheet aside, .bnr .alt-detail-grid aside, .bnr .calculator-results, .bnr .approved-output, .bnr .tax-result, .bnr .fund-calculator-result, .bnr .access-existing{background:var(--soft);color:var(--ink)}
.bnr .research-aside>p, .bnr .factsheet aside>p:not(.kicker), .bnr .alt-detail-grid aside>p:not(.kicker), .bnr .calculator-results>p:not(.kicker), .bnr .approved-output>p, .bnr .tax-result>p:not(.kicker), .bnr .fund-calculator-result span, .bnr .access-existing>p:not(.kicker), .bnr .tax-result-grid span, .bnr .chart-head span{color:var(--muted)}
.bnr .research-aside .kicker, .bnr .calculator-results small, .bnr .fund-calculator-result>small, .bnr .access-existing .access-number, .bnr .aside-data small{color:var(--gold-ink)}
.bnr .aside-data strong, .bnr .research-aside .outline, .bnr .factsheet aside .outline{color:var(--ink)}
.bnr .aside-data, .bnr .aside-data>div, .bnr .calculator-results>div, .bnr .tax-result-grid, .bnr .tax-result-grid>div, .bnr .fund-calculator-result>div, .bnr .access-existing li{border-color:var(--line)}
.bnr .result-context, .bnr .result-breakdown>div, .bnr .result-breakdown>div+div{border-color:var(--line)!important}
.bnr .growth-chart line{stroke:var(--line)}
.bnr .growth-chart polyline{stroke:var(--gold-ink)}
.bnr .tool-picker button.active, .bnr .tool-workspace .tool-picker button.active, .bnr .tool-workspace .tool-picker .tax-featured{background:var(--selected);color:var(--ink);border-color:var(--gold)!important}
.bnr .tool-picker button.active span, .bnr .tool-workspace .tool-picker button.active small, .bnr .tool-workspace .tool-picker .tax-featured small{color:var(--muted)}
.bnr .tool-workspace .tool-picker button.active b, .bnr .tool-workspace .tool-picker button.active i{color:var(--gold-ink)}
.bnr .tools-mode button.active, .bnr .tax-tabs button.active, .bnr .calculator-toggle button.active, .bnr .chart-ranges button.active{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.bnr .compare-panel, .bnr .compare-selection-bar, .bnr .compare-dialog, .bnr .compare-dialog-head{background:var(--cream);color:var(--ink);border-color:var(--line)}
.bnr .compare-panel-head span, .bnr .compare-panel>p, .bnr .compare-dialog-head>div>p:last-child{color:var(--muted)}
.bnr .compare-panel-head button, .bnr .compare-close, .bnr .compare-selection-bar .clear-selection{color:var(--ink);border-color:var(--gold)}
.bnr .compare-tabs{background:var(--soft);border-color:var(--line)}
.bnr .compare-tabs button, .bnr .compare-tabs button:first-child, .bnr .compare-tabs button:last-child{border-color:var(--line)}
.bnr .compare-tabs button.active{background:var(--gold);color:var(--ink)}
.bnr .comparison-label, .bnr .compare-dialog .comparison-label{background:var(--soft);color:var(--gold-ink)}
.bnr .compare-dialog .comparison-research{background:var(--gold);color:var(--ink)}
.bnr footer, .bnr .access-footer{background:var(--cream);color:var(--ink);border-top-color:var(--line)}
.bnr footer>div:last-child{color:var(--muted)}
.bnr .topbar nav{font-size:14px}
@media(max-width:1100px){.bnr .topbar{height:auto;min-height:72px;flex-wrap:wrap;gap:12px;padding-top:12px;padding-bottom:12px}
.bnr .topbar nav{display:flex;order:3;width:100%;flex-wrap:wrap;gap:10px 18px;padding:10px 0 2px;border-top:1px solid var(--line);font-size:14px;line-height:1.5}}